School District 3Federal Credit Union

Great rates on auto loans right now — come see us or apply online. Apply for a loan

Accounts

Accounts & savings

Simple accounts without the big-bank fee traps — plus the services members use week to week.

Savings & investments

  • Regular Shares
  • Holiday Club Shares
  • Vacation Shares
  • Money Market Accounts
  • Certificates
  • IRAs
  • Trust / Estate Accounts

Everyday banking

  • Checking Accounts
  • Visa Debit Chip Cards
  • Visa Credit Cards
  • Online Bill Pay
  • Online Banking
  • Mobile Banking

Member services

  • Business Accounts
  • Notary Services
  • Fax / Copy Services
  • Coin Counting
  • Spot Pay
  • CO-OP Shared Branching

Savings rates at a glance

Savings & shares
ProductDetailsAPY
Regular Shares$50 minimum balanceCall for rate
Holiday Club Shares—Call for rate
Vacation Shares—Call for rate
Money MarketTiered balancesCall for rate
IRA Shares—Call for rate
Certificates & IRAs
ProductDetailsAPY
Builder CD24 months, $250 minimumCall for rate
6-month Certificate—Call for rate
12-month Certificate—Call for rate
24-month Certificate—Call for rate
60-month Certificate—Call for rate

See all current rates

Programs worth knowing about

A member stacking growing towers of coins beside a piggy bank

Start saving

Builder CD

Open with a $250 minimum balance ($50 for members under 18), then keep adding to it through the full 24-month term. Auto-renewing, with a penalty for early withdrawal.

A student's desk with a jar of coins, gold stars and school supplies

K–12 members

Star Student Saver

We deposit $1 into a student's savings account for every “A” on a quarterly report card during the school year. Study hard — it literally pays off.