Auto Loans
New and used vehicles at competitive member rates, with terms that fit your budget. Get pre-approved before you shop.
Loans
Borrowing from people who know you
Decisions are made here, by staff who work with our school community every day.
Loan options
Personal & Signature Loans
Cover an unexpected expense, consolidate a balance, or handle a project without a high-interest card.
Share Secured Loans
Borrow against your savings at a low rate while your money keeps earning — a simple way to build credit.
Visa Credit Card
A straightforward credit card with no surprises, plus online account access through ezcardinfo.com.
Recreational Loans
Campers, boats, motorcycles and other toys. Ask about GAP coverage and extended warranties.
Student Loans
Smart Option Student Loans through Sallie Mae, offered to SD3FCU members.
Loan rates
| Product | Details | APR |
|---|---|---|
| New Auto | Up to 72 months | Call for rate |
| Used Auto | Term by model year | Call for rate |
| Personal / Signature | — | Call for rate |
| Share Secured | — | Call for rate |
| Visa Credit Card | — | Call for rate |
| Recreational Vehicle | — | Call for rate |
Rates are subject to change. Call (719) 392-8439 to confirm. All loans subject to final credit approval.
Before you apply
Get pre-approved
Know your budget before you shop for a vehicle. Pre-approval is free and there's no obligation.
Run the numbers
Try our loan calculators to estimate a monthly payment.
Protect your loan
Ask about GAP coverage and mechanical repair warranties when you close.
Need a skip-a-payment or another loan form? Find it on our forms page.